Harvest
DefaultTime tracking with invoicing and project budgets. Free for 1 seat and 2 projects; Teams from $9/seat/mo billed yearly.
Free, paid from $9/mo 5 min setup
Prices checked October 23, 2026getharvest.com pricing page
86/100
Tool matchup
Harvest vs Wise Business
Harvest vs Wise Business for consultants. Compare two Ops & Finance tools on pricing, setup speed, strengths, and Curalo score.
Wise Business
Strong ChoiceMulti-currency business account for getting paid by and paying international clients. Free to register; $31 one-time set-up fee for all features; transfer fees from 0.23%. Not available to businesses registered in Israel.
Free, usage-based fees 2 hour setup
Prices checked October 21, 2026wise.com pricing page
76/100
Verdict
Harvest leads by 10 points (strong advantage).
Decision guidance
- Harvest currently leads with 86/100.
- Harvest strength: Strong on UX quality.
- Wise Business trails Harvest most on Setup speed: 13/20 vs 18/20.
What drives this decision
- Setup speed favors Harvest by 5 points.
- Outcome fit favors Harvest by 3 points.
- UX polish favors Harvest by 2 points.
Decision shortcuts
Which one fits your practice
Choose Harvest if
- Best fit: Hourly or retainer consultants who need to see where time goes and invoice it accurately
- Setup speed matters most to you: Harvest scores 18/20 vs 13/20 for Wise Business.
- UX polish matters most to you: Harvest scores 14/15 vs 12/15 for Wise Business.
Choose Wise Business if
- Best fit: Consultants outside Israel who are paid by clients in other currencies
Client-ready brief
Get this comparison decision brief
Send a concise summary of winner, trade-offs, and rollout recommendation.
- Harvest: 86/100
- Wise Business: 76/100
- Harvest leads by 10 points (strong advantage).
Best fit
Who each tool is for
Harvest
DefaultBest for: Hourly or retainer consultants who need to see where time goes and invoice it accurately.
Why pick it: Tracked hours flow straight into invoices, and project budgets show when a fixed-fee project is running over.
Watch for: The free plan only covers 2 projects. If you just need a timer, Toggl Track or Clockify have bigger free plans.
Wise Business
Strong ChoiceBest for: Consultants outside Israel who are paid by clients in other currencies.
Why pick it: Local account details in major currencies and transparent conversion fees usually cost much less than bank wires and PayPal.
Watch for: Not available to businesses registered in Israel. It is a payment account, not invoicing; pair it with an invoicing tool.
Swipe sideways to compare all columns.
Harvest | Wise Business | |
|---|---|---|
| Quick facts | ||
| Pricing sanity | Free, paid from $9/mo | Free, usage-based fees |
| Setup speed | 5 min setup | 2 hour setup |
| Integrations | 8+ | 3+ |
| Score breakdown | ||
| Outcome fit | 21/25 | 18/25 |
| Setup speed | 18/20 | 13/20 |
| Pricing sanity | 12/15 | 12/15 |
| Integrations | 12/15 | 12/15 |
| UX polish | 14/15 | 12/15 |
| Trust & support | 9/10 | 9/10 |
| Summary | ||
| Best for | Hourly or retainer consultants who need to see where time goes and invoice it accurately. | Consultants outside Israel who are paid by clients in other currencies. |
| Key strength | Strong on UX quality | Strong on trust |
| Main weakness | Weaker on pricing | Slower to set up |
Pricing
Plan-by-plan pricing
Harvest
| Plan | Price | Limits (vendor's wording) |
|---|---|---|
| Free | Free | 1 seat, 2 projects |
| Teams | $9 per seat / month, billed annually$11 per seat / month, billed monthly | Unlimited seats, team reporting, accounting and payment integrations |
| Enterprise | $14 per seat / month, billed annually | Advanced reporting and admin; from $14/seat billed yearly |
Prices checked October 23, 2026getharvest.com pricing page
Wise Business
| Plan | Price | Limits (vendor's wording) |
|---|---|---|
| Register | Free | Free to register |
| All features | Price not listed | $31 one-time set-up fee; sending fees from 0.23% by currency |
Prices checked October 21, 2026wise.com pricing page
Cost calculator
What would you pay?
Seats
Billing
Harvest
$9 per month · $108 per year
Cheapest plan that fits: Teams, $9 per seat or user
Wise Business
No paid plan with a listed Annual price fits this team size. Contact sales or check the vendor's page.
Uses list prices from each vendor's pricing page, before tax and discounts. Free plans and custom-quote plans are left out.
Method
How we checked
- Scores: Curalo rates each tool out of 100 on six consultant criteria (outcome fit, setup speed, pricing, integrations, UX, trust and support). See the scoring method
- Harvest: prices checked October 23, 2026 on the vendor's pricing page: getharvest.com
- Wise Business: prices checked October 21, 2026 on the vendor's pricing page: wise.com
- Plans, limits and platforms are copied from each vendor's pricing page in the vendor's own terms.
- Anything a vendor does not publish is shown as not listed rather than guessed. Prices change, so confirm on the vendor's page before buying.
Common questions
Questions consultants ask before choosing
Which is better for consultants, Harvest or Wise Business?
Harvest scores 86/100 and Wise Business scores 76/100 on Curalo's consultant rubric. The biggest gap is Setup speed: Harvest 18/20 vs 13/20.
Is Harvest or Wise Business cheaper?
Harvest's cheapest paid plan is Teams at $9 per seat / month, billed annually. Wise Business: Free, usage-based fees.
Do Harvest and Wise Business have a free plan?
Harvest has a free plan: 1 seat, 2 projects. Wise Business has a free plan (Register): Free to register.
What would one user pay for Harvest or Wise Business?
Harvest: $9 a month on Teams. Wise Business: no paid plan with a listed price for one user. Annual list prices where available, before tax.
When is Harvest the wrong choice?
The free plan only covers 2 projects. If you just need a timer, Toggl Track or Clockify have bigger free plans.
When is Wise Business the wrong choice?
Not available to businesses registered in Israel. It is a payment account, not invoicing; pair it with an invoicing tool.
Guides
Guides for this matchup
Ops and Finance Automation Guide
A complete operations and finance stack for independent consultants — scheduling, invoicing, bookkeeping, and time tracking with budget tiers, setup sprints, and weekly cadences.
The Consultant's Pricing Playbook: From Hourly to Value-BasedA framework to evaluate five pricing models, calculate what to charge, and build tiered packages — with formulas, scripts, and sourced benchmarks for solo consultants.
From Solo to Firm: Scaling Your Consulting PracticeYour tool needs change at every growth stage. A practical guide to the technology, processes, and decisions that take you from solo consultant to small firm — without losing what made you great.
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